Vetting the Lender By VICKIE ELMER for the NYTimes Published: September 22, 2011 Industry experts suggest that borrowers focus more on the individual who would be their mortgage broker, loan officer or loan originator. BEFORE buying a house, borrowers will undoubtedly do a thorough check of the property, examining its structural soundness and the surrounding neighborhood, among other things; they will research the best type of loan, comparing interest rates, terms and fees. But not all borrowers do due diligence on their lenders… read more on Vetting and Choosing a Mortgage Lender the questions borrowers should be asking them: How long have they been in the field? How well or promptly do they answer questions? Do they want to know the borrower’s financial goals? A look at their work experience and background on their LinkedIn profile may also be helpful. You should also try to learn how your broker or banker is paid. Are fees collected from you and the bank making the loan?